Connecticut electrical rebates and credits in 2026

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EV managed charging (Eversource and United Illuminating)

• $100 one-time enrollment incentive (telematics or qualified Level 2 smart charger; not for customers taking the upfront rebate).
• Baseline: $10/month, capped at $120/year. Advanced: $25/month, capped at $300/year.
• $1,500 upfront charger and/or wiring rebate — household income ≤300% of Federal Poverty Level or a High Poverty, Low Opportunity address. Paid invoice and 24-month commitment required.

Full mechanics in the EV charger guide.

Smart-E Loan (Connecticut Green Bank)

• Fixed 6.99% APR for 5, 7 or 10 years; 7.49% for 12; 7.99% for 15. Up to $50,000, unsecured, no money down, no prepayment penalty. Heat pump special offer: 1.99% on a 5-year term only, up to $25,000, for loans closed August 1–December 31, 2026, for Eversource or Avangrid (UI) electric customers who have been approved for an EnergizeCT heat pump rebate; a loan over $25,000 or one that includes non-heat-pump measures gets a blended rate (Green Bank offer page).
• Owner-occupied 1–4 family; minimum FICO 580; debt-to-income under 50%; no bankruptcy or foreclosure in 7 years.
• Eligible measures include EV charging stations, battery storage and elevating/relocating service equipment. A standalone panel upgrade is not a listed measure; it can be financed as related work within 25% of the loan on an eligible project.
• Lenders (Sept 2025 list): Coreplus CU, Ion Bank, Mutual Security CU, Nutmeg State Financial CU, Riverbank FCU.

Home Energy Solutions (Energize CT)

$40 co-pay for the initial visit effective April 1, 2026; includes a health and safety check, blower-door test, air sealing (no cost up to 7 hours), and efficiency measures. For 2–4-unit properties and income-eligible households Energize CT uses a two-visit model: assessment first, air sealing and deeper measures on the second visit. No cost for income-eligible households (≤60% state median income); households between 60% of state median and 80% of area median income also qualify for a no-cost visit plus enhanced incentives under the Enhanced Incentives route. Not an electrical rebate, but the safety check flags panel and wiring issues and the report is useful when you request estimates.

Federal HEAR (Home Electrification and Appliance Rebates) — not launched

The IRA's HEAR program includes up to $4,000 toward a panel upgrade for households under 150% of area median income. CT DEEP's IRA rebates page says DEEP submitted its HEAR blueprints to DOE in April 2025 with a hoped-for mid-2025 launch, and that those blueprints are still under DOE review; the separate Home Efficiency Rebates (HER) program was targeted for early 2026 and its blueprints had not yet been submitted. Both DEEP and Energize CT's FAQ state rebates are not available until a program launches. As of this guide's update date no launch had been announced. We will update this page when it changes.

What this means for a 2026 project

1. Price the panel upgrade at full cost. There is no federal credit and no state rebate to net against it today.
2. If you are adding an EV charger, enroll in managed charging the week it's energized: $100 + up to $300/year is real money, and the enrollment track is a 12-month commitment.
3. If your household is at or below 300% FPL, the $1,500 rebate can cover most of the wiring — pick a charger from the utility's qualified list first.
4. Financing a heat pump? Fold the panel upgrade into the Smart-E loan as related work.

Published 2026-09-10 · Updated 2026-09-27 · Fairfield County, CT · Every figure above is sourced in the list above, with a date where the source publishes one.